Your Trusted Partner in Health & Financial Security
At The Bess Insurance Agency, we do more than just sell insurance—we build lasting relationships based on trust, transparency, and personalized service. Our mission is to help individuals, families, and seniors find tailored insurance solutions that match their unique needs and lifestyles. With a deep commitment to your well-being, we ensure you get coverage that offers peace of mind and long-term value.
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About Us
Simplifying Medicare & Health Insurance
Navigating health insurance shouldn’t be confusing or stressful. At The Bess Insurance Agency, we specialize in making Medicare and health insurance clear and easy to understand. Whether you’re planning for retirement, transitioning coverage, or protecting your family, we’ll guide you toward affordable, comprehensive solutions that align with your goals.
Our Services
What We Do
Medicare Advantage Plans
Comprehensive plans that bundle hospital (Part A), medical (Part B), and often prescription coverage (Part D) into one convenient policy—with added benefits like dental, vision, and hearing.
Medicare Supplement (Medigap)
Fill the gaps in Original Medicare with coverage for out-of-pocket costs like copays, coinsurance, and deductibles—giving you greater financial predictability.
Prescription Drug Plans (Part D)
Stand-alone coverage that helps reduce the cost of your medications, covering both generic and brand-name prescriptions.
Individual & Family Health Insurance
Customizable coverage for self-employed individuals, families, or anyone without employer-provided health insurance—offering protection for doctor visits, emergencies, preventive care, and more.
Group Health Insurance
Flexible health plans for businesses, designed to support employee well-being while helping employers attract and retain talent.
Short-Term Medical Insurance
Temporary health coverage for those in transition—ideal when you’re between jobs, waiting for employer benefits, or nearing Medicare eligibility.
Life Insurance
Protect your loved ones with financial security after you’re gone—helping with funeral costs, debts, mortgage payments, or education expenses.
Vision Insurance
Coverage for routine eye exams, glasses, contact lenses, and even corrective procedures—supporting long-term eye health for the whole family.
Dental Insurance
Plans that cover routine cleanings and exams, plus major dental procedures like fillings, crowns, and oral surgery.
Long-Term Care Insurance
Protect your assets and ensure quality care if you need assistance with daily living, whether at home, in assisted living, or in a nursing facility.
Hospital Indemnity Insurance
Cash benefits for unexpected hospital stays, helping cover deductibles, copays, and other out-of-pocket expenses not covered by standard insurance.
Critical Illness Insurance
Get a lump sum payment upon diagnosis of serious conditions like cancer, heart attack, or stroke—to support recovery, income loss, or medical bills.
Cancer Insurance
Specialized coverage to ease the financial burden of cancer treatment—including medication, doctor visits, and travel for care.
Travel Insurance
Coverage for unexpected disruptions while traveling—protecting you from trip cancellations, medical emergencies, lost luggage, and more
Why Choose
The Bess Insurance Agency?
Exceptional Customer Service
Experience 5-star service with a team that truly listens and puts your needs first.
Lifetime Support:
Our commitment doesn’t end at enrollment. We offer continuous guidance as your needs change.
Trusted Insurance Partners
We work with top-rated carriers to ensure your coverage is backed by the best.
No-Cost Expert Advice
Our services are free to you—no hidden fees, no pressure, just honest recommendations.
Lifetime Support:
Our commitment doesn’t end at enrollment. We offer continuous guidance as your needs change.
Exceptional Customer Service
Experience 5-star service with a team that truly listens and puts your needs first.
Trusted Insurance Partners
We work with top-rated carriers to ensure your coverage is backed by the best.
No-Cost Expert Advice
Our services are free to you—no hidden fees, no pressure, just honest recommendations.
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New for 2025:
New Member Orientation
We’re excited to launch our New Member Orientation for 2025! This program helps new clients get comfortable with their coverage, with step-by-step guidance, ongoing support, and personalized answers to all your questions.
Latest News
Our Blogs
In May 2023, Medicare made a big win for people who rely on wheelchairs by expanding its coverage. This means […]
Navigating Medicare Changes in 2024: What You Need to Know Medicare, the health insurance program for individuals aged 65 and […]
The standard monthly premium for Medicare Part B enrollees will be $164.90 for 2023, a decrease of $5.20 from $170.10 […]
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Get Insured Today!
Ready to explore personalized insurance options tailored just for you? Browse our services or connect with our friendly team to get started today.